To help with your writing efforts, here’s what people are looking for in Insurance Law online. Trending topics culled from JD Supra, search analytics, social media conversations, and other sources:
Consider writing about:
Kaiser Permanente’s lawsuit against nine insurers over the resolution of a False Claims Act case involving Medicare Advantage claims; background of, and key points in, that case; what to know about Kaiser’s D&O liability insurance tower, and how insurance towers work; basis for Kaiser’s lawsuit against its insurers; practical guidance for other insureds regarding D&O policies and the structuring of their insurance coverage.
Consider writing about:
The continuing problem of ransomware attacks, and related insurance issues; under what circumstances losses stemming from ransomware attacks may (or may not) be covered by insurance; types of insurance policies most likely to cover ransomware attacks; noteworthy ransomware attacks that may help illustrate the pros and cons of different forms of insurance against these types of incidents; related litigation, rulings, or settlements; what policyholders who want to minimize the damage from a potential ransomware attack should be looking for when assessing insurance policies, and questions they should be asking of insurance companies; how the insurance industry is responding to ransomware attacks, how would-be policyholders’ coverage options may be changing, and how policyholders’ obligations or best practices may be evolving, partly as a result of insurance industry pressures and expectations.
Consider writing about:
Individual coverage health reimbursement arrangements; how this form of health insurance coverage works; how popular ICHRAs are and how their rollout and adoption have performed over the years; how ICHRAs compare to other forms of health insurance coverage in terms of eligibility, administration, benefits, costs, etc.; whom ICHRAs are best suited for; potential pitfalls or other issues that employers or employees should consider before participating in this type of arrangement.
Consider writing about:
A recent flurry of ERISA-related lawsuits over voluntary benefit plans; what to know about key allegations made against plan sponsors; under what conditions voluntary benefit plans must comply with ERISA; related exemptions; what else other entities should know about these recent lawsuits, and how they should be viewing their own activities, fiduciary duties, and potential risk areas in light of this litigation.
Consider writing about:
A recent series of opinions issued by a federal judge in the Eastern District of Pennsylvania in an insurance dispute involving opioid-related claims against pharmaceutical company Endo International; what to know about the insurance policies and exclusions at issue in this dispute; what Judge Chad F. Kenney’s rulings mean for Endo and for Chubb Ltd. and Travelers Cos.; potential practical takeaways for other insureds or insurance companies.
Consider writing about:
An approximately $30 million settlement that Kaiser Foundation Health Plan has reached with the U.S. Department of Labor; Kaiser practices or failures that led to investigations of the company and the subsequent agreement with the DOL’s Employee Benefits Security Administration; what other companies may be able to learn from this settlement as regards their own practices, policies, obligations, and risk management.
Related information:
Consider writing about:
Insurance issues for businesses or individuals affected by winter storms. Take your pick of related points, such as personal property losses, business interruptions, key policy provisions to review, guidance on documenting damage, filing a claim, and anticipating potential questions or objections from insurers. Additionally or alternatively: Consider offering tips on how businesses or individuals can improve their preparedness for the next severe weather event (and their ability to improve any insurance payout), whether in terms of property protection, recordkeeping, change in insurance coverage, or other steps.
Consider writing about:
A class action lawsuit filed against Cigna in Connecticut federal court last month over a data breach involving a vendor; whom the data breach is thought to have affected; alleged harms from the incident; practical takeaways from this lawsuit regarding data security, third-party risks, breach responses, communication with affected parties, and more.
Consider writing about:
Lapsed or terminated life insurance policies; allowable grounds, and required steps on the part of either insureds or insurers, for terminating a policy; any noteworthy legal disputes over terminated policies; when an option may exist for a former policyholder to reinstate a life insurance policy.
Consider writing about:
Your choice of three or more noteworthy trends or developments from 2025 involving insurance; reasons for your choices; their implications and potential impacts as we head into 2026; and any related practical guidance. What lessons should policyholders or the insurance industry draw from the past year? What do the events of 2025 signal in terms of potential legal risks, best practices, or compliance challenges for the year ahead? Decide whether to focus your piece on insurers or insureds, a specific insurance type, region, or affected industry, or whether to take a wider-angle approach to your piece.
Consider writing about:
A Delaware ruling involving a biopharmaceutical company’s insurance dispute stemming from a shareholder lawsuit; key points in the recent Forte Biosciences ruling by the Delaware Superior Court; practical takeaways from this ruling.
Consider writing about:
Practical tips regarding cyber insurance coverage. What is the conversation that insurers and clients should be having right now about this type of coverage, its role, and its applications and limitations (whether in and of themselves or in comparison to other types of insurance coverage that a policyholder might turn to in the event of, or anticipation of, data breaches)? What are some common or potential misunderstandings between insurers and clients regarding cyber insurance coverage, and how might disputes or litigation be prevented or minimized? Consider whether to include hypotheticals or whether to examine any recent rulings for practical takeaways.
Consider writing about:
Insurance policy options or other forms of coverage, relief, or assistance in the event of flood damage; common misconceptions about insurance for flood-related damage and what is, or is not, typically covered; additional factors to consider when seeking insurance coverage that will address flood damage; any instructive or otherwise noteworthy disputes over flood insurance claims; how businesses or individuals can best prepare for the possibility of flood damage; how to resolve disputes over insurance claims; top insurance-related priorities after a flood; how to maximize recovery under insurance policies.
Consider writing about:
Specific events, emerging or accelerating risks, or other trends or developments that may be impacting the demand for business interruption insurance; what business owners should know about the pros and cons of this form of insurance; practical guidance on filing claims involving losses from business interruption; coverage limitations or potential impediments to recovery to be aware of; additional pointers on how to improve one’s chances of making a successful claim or successfully contesting the denial of a claim.
Consider writing about:
Guidance released by the New York Department of Financial Services on Oct. 21 regarding third-party risk; cybersecurity risks that may arise as a result of using third-party service providers; highlights from NYDFS’ guidance on anticipating and managing these types of risks; how worthwhile you find the NYDFS guidance to be; how cybersecurity performance can affect an organization’s compliance record and potentially lead to regulatory actions.
Related information:
https://www.dfs.ny.gov/reports_and_publications/press_releases/pr20251021
Consider writing about:
A $12.5 million penalty that Lowe’s Home Centers is poised to pay as a result of the company’s alleged failure to comply with the Environmental Protection Agency’s rules on lead paint exposure; company practices that led to regulators’ investigation and the subsequently proposed settlement; what this case may illustrate regarding third-party risk, oversight obligations, and compliance risks; what else to know about the EPA’s Lead Renovation, Repair and Painting rule and any other noteworthy enforcement actions or other recent developments involving that rule.
Related information:
https://www.epa.gov/enforcement/lowes-home-centers-llc-rrp-2025-settlement-summary
Consider writing about:
How litigation over alleged health impacts from products containing talc is leading to insurance disputes; any noteworthy developments on this front, from either an insurer or insured perspective; what companies facing the threat of talc-related litigation should consider regarding their insurance coverage; type of coverage they may want to obtain; related information about limitations or exclusions to be aware of.
Related information:
Consider writing about:
Private placement life insurance; what it consists of; how it compares to other forms of life insurance; whom private placement life insurance is best suited for; potential advantages and disadvantages for individuals considering this form of insurance.
Consider writing about:
Now that the U.S. government shutdown is ending, what’s ahead for the Affordable Care Act and people who depend on it for their insurance needs? Among the many questions to consider: What ideas are on the table for dealing with ACA-related concerns, and which are most likely to gain traction in Congress? What are the roadblocks to consensus in Congress? What are the stakes for individuals’ access to health care and overall demands on health care systems? What alternatives to the Affordable Care Act might individuals want to explore? Longer-range, what proposals is the White House floating as potential ways to address insurance coverage and related costs, and what should policyholders or the insurance industry be watching for from the Trump administration or Congress?
Related information:
https://time.com/7332658/government-shutdown-over-aca-subsidies
https://thehill.com/homenews/house/5601280-obamacare-subsidies-extension-fight-house-democrats
Consider writing about:
Political risk insurance; primary uses for this type of insurance; what it does or does not cover; its pros and cons; how to determine if it’s a good fit for a particular company or organization; what to look for when shopping for, and vetting, political risk insurance policies.
Consider writing about:
An October ruling by the 4th Circuit in a data privacy lawsuit against an insurance company; what to know about the 2022 data breach that prompted the lawsuit; key issues in the federal appeals court ruling as they pertain to standing and damages; potential lessons the Holmes v. Elephant Insurance Company case may offer for other insurers regarding their own data collection and protection practices and possible defense strategies.
Related information:
Consider writing about:
Auto insurance companies’ agreement to pay more than $19 million in penalties as as result of violations of the New York State Department of Financial Services’ cybersecurity regulation; how the violations led to the hacking of personal information; related trends involving NYDFS cybersecurity requirements for insurers; how entities subject to NYDFS requirements can best manage or improve their cybersecurity performance and how they can mitigate related liability risks.
Related information:
https://www.dfs.ny.gov/reports_and_publications/press_releases/pr20251014
Consider writing about:
Insurance trends or tips involving construction defects; noteworthy disputes or rulings; contractor or subcontractor liability; what to know about insurance coverage or other forms of relief when construction defects become an issue; how legislators are responding to concerns over construction defects.
Consider writing about:
Travel insurance tips; costs or situations that travel insurance policies typically cover; limitations or exclusions to watch out for when researching travel insurance; whether other forms of insurance would be of use when travel plans go awry; alternatives to a stand-alone insurance policy when weighing travel-related risks.
Consider writing about:
The continuing problem of ransomware attacks, and related insurance issues; under what circumstances losses stemming from ransomware attacks may (or may not) be covered by insurance; types of insurance policies most likely to cover ransomware attacks; noteworthy ransomware attacks that may help illustrate the pros and cons of different forms of insurance against these types of incidents; related litigation, rulings, or settlements; what policyholders who want to minimize the damage from a potential ransomware attack should be looking for when assessing insurance policies, and questions they should be asking of insurance companies; how the insurance industry is responding to ransomware attacks, how would-be policyholders’ coverage options may be changing, and how policyholders’ obligations or best practices may be evolving, partly as a result of insurance industry pressures and expectations.
Related information:
Consider writing about:
Representations and warranties insurance; advantages to having this type of insurance in connection with an M&A transaction; how it compares to other forms of insurance; what to consider when choosing this form of coverage; how to maximize the value of a representations and warranties insurance policy; trends involving this insurance type’s availability, pricing, and use; litigation over R&W insurance claims.
Consider writing about:
Captive insurance trends in the European Union and the United Kingdom; regulatory updates and other changes (whether approved or proposed) that stand to affect the insurance industry and insurance options; impetus for changes that have been OK’d or that are on the table; timelines or other key developments that the insurance industry should be paying attention to.
Consider writing about:
State-sponsored insurance plans for homeowners; what to know about these plans’ origins, roles, and evolution; how widely available or used these plans are (in the jurisdiction of your choice, or nationally); eligibility criteria for access to these plans; any common misconceptions about state-sponsored insurance plans’ workings; what homeowners should know before turning to a state-sponsored plan for insurance coverage.
Related information:
https://www.sfgate.com/california/article/calif-use-last-resort-insurer-nearly-doubles-20819295.php
Consider writing about:
Gap insurance policies; industry trends involving this type of coverage; how this form of insurance is defined; its main purposes and/or common situations in which it may be most utilized; pros and cons of this type of coverage; what potential buyers should be looking for when evaluating insurers or policies that provide gap insurance.
Consider writing about:
Proof of mail service on the part of insurers; how requirements for this may be changing; key obligations on the part of insurers; potential missteps insurers need to avoid; what insurers should consider before outsourcing proof-of-mail functions to a third party; any noteworthy litigation over allegedly late, misdirected, or otherwise deficient or missing communications from insurers; what policyholders should know about their rights and options in this regard.